Spatial intelligence that supports risk assessment, underwriting and portfolio insight

Insurance and financial services organisations rely on accurate spatial data to understand risk, assess assets and support informed decision-making. Aerometrex delivers high-quality aerial imagery, LiDAR and 3D modelling that help insurers, reinsurers, banks and asset-focused financial institutions build a clearer picture of property risk and exposure.

Rather than focusing solely on event response, our solutions support pre-event assessment, portfolio analysis and long-term risk understanding, enabling organisations to strengthen underwriting decisions, pricing models and asset evaluations.

insurance aerial imagery

Aerial Imagery

Reliable property context for underwriting and risk assessment

High-resolution aerial imagery provides essential visual context for understanding property characteristics, the surrounding environment and exposure to risk. MetroMap delivers premium aerial imagery captured consistently across Australia, enhanced with AI-driven Insights that help teams move from visual review to scalable analysis.

Used for underwriting and portfolio assessment, MetroMap imagery and Insights support validation of property attributes, identification of risk indicators and consistent assessment across large asset portfolios. Delivered via web access and APIs, imagery and Insights integrate seamlessly into existing GIS, analytics and insurance platforms.

Using aerial imagery and Insights, your team can:

  • Assess property risk factors at scale – review roofs, vegetation proximity and site context with visual and AI-assisted analysis.
  • Support underwriting confidence – validate disclosures and strengthen premium decisions.
  • Analyse portfolios consistently – apply the same data and Insights across regions and books of business.
  • Streamline workflows – bring imagery and Insights directly into internal systems via APIs.

MetroMap provides a reliable imagery and Insights foundation that complements other datasets used across insurance and financial services.

GO TO METROMAP WEBSITE

insurance lidar

LiDAR and Derived Solutions

Elevation intelligence for flood, exposure and risk modelling

LiDAR delivers precise elevation and surface data that supports advanced risk modelling and exposure analysis. Aerometrex provides aerial LiDAR surveys and derived datasets that are particularly valuable for understanding terrain-driven risk factors such as flooding, drainage, slope and coastal exposure.

For insurers and financial institutions, LiDAR enables a more informed assessment of risk at both the individual property and portfolio level.

LiDAR data provides your team with:

  • Accurate flood and terrain insight – support flood modelling and exposure analysis.
  • Improved risk segmentation – differentiate risk based on elevation, slope and surface characteristics.
  • Portfolio-wide consistency – apply reliable elevation data across regions and asset classes.
  • Flexible data options – access bespoke surveys or off-the-shelf datasets where suitable.

LiDAR-derived products such as DTMs, DSMs and contours integrate directly with modelling and analytics environments, supporting more robust risk frameworks.

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insurance 3d

3D Mesh Reality Modelling

Visualising complex risk and asset environments

3D mesh reality models combine aerial imagery and spatial geometry to create detailed, photo-realistic representations of built and natural environments. In insurance and financial services, 3D models support complex risk review, asset understanding and scenario communication.

These models are particularly useful for high-value assets, dense urban areas and locations exposed to environmental risk.

3D data allows your team to:

  • Visualise assets in context – understand surrounding terrain, infrastructure and exposure.
  • Support complex risk discussions – communicate scenarios clearly with internal teams and stakeholders.
  • Assess environmental interfaces – review proximity to waterways, coastlines and infrastructure.
  • Enhance portfolio understanding – support strategic planning and investment decisions.

Where available, pre-existing 3D datasets can also provide a cost-effective way to access detailed visual context without commissioning new capture.

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RESOURCES

news
Aerometrex subscription service, MetroMap assists NSW flood recovery efforts
Aerometrex subscription service, MetroMap assists NSW flood recovery efforts
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news
Aerometrex produces bushfire fuel load maps for high-risk areas of the Adelaide hills to aid bushfire planning & response
Aerometrex produces bushfire fuel load maps for high-risk areas of the Adelaide hills to aid bushfi…
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news
Aerometrex partners with property analytics platform, Mapizy
Aerometrex partners with property analytics platform, Mapizy
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